Financial know-how, in plain language

Many mutual fund SIPs can start from ₹500 per month, though minimums vary by scheme. You do not need a large sum to begin.

No. Mutual funds are subject to market risks and returns are not guaranteed. Past performance is not indicative of future returns.

A common starting point is a multiple of annual income plus loans and goals, minus existing cover and savings. Our calculator gives a quick estimate to discuss with us.

Yes. We help with intimation, documents and follow-up with the insurer. The final decision rests with the insurer as per policy terms.

Employer cover can end when you change jobs and may be limited. A personal policy gives continuity and is worth considering.

They carry the issuer's credit risk, unlike some bank deposits with regulatory protections up to limits. We show ratings and explain the risks.

NPS is a regulated pension scheme for long-term retirement savings, open to eligible Indian citizens. It suits those wanting disciplined, long-term saving.

As an AMFI-registered mutual fund distributor, we distribute regular plans of mutual fund schemes and receive commission from the fund houses (AMCs). This is built into the scheme's expense ratio. Direct plans, which have no distributor commission, are also available directly from AMCs. For insurance, we are paid commission by insurers as per their commission structures, and the premium you pay is the same as buying directly.

No. Your investments go to the AMC and your premiums go to the insurer. We provide guidance and service.

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