Individual
A separate sum insured for each person.
Health Insurance
Compare individual, family floater, senior citizen and top-up plans across insurers — and get help when you claim. Apni family ko secure karein.
Explained simply
Health insurance pays for covered medical expenses — usually hospitalisation — in exchange for a premium. What is covered, how much is paid and under which conditions are all set out in the policy.
A good plan balances sum insured, waiting periods, room-rent limits and network hospitals. We help you read these before you buy, not after a claim.
Plans & options
A separate sum insured for each person.
One sum insured shared by the whole family.
Plans designed for parents and older members, with relevant conditions.
Extra cover above a deductible at a lower premium.
Lump-sum benefit on diagnosis of specified illnesses.
Benefits
Tax statements are as per prevailing tax laws and subject to conditions.
Room, treatment and related charges as per policy.
Know when pre-existing conditions become covered.
Understand what you may pay from your own pocket.
Long-term renewability and switch options.
Hospitals near Badlapur, Thane and Mumbai in the network.
Premiums may qualify under Section 80D, as per prevailing tax laws.
Free calculator
A rule-of-thumb view of how much cover to consider.
Who should consider it
How we help
Ages, health history and hospital preferences.
Side-by-side on cover, waiting periods, limits and network.
Proposal help, disclosure guidance and policy delivery.
Help with cashless intimation, documents and renewal reminders.
Compare
| Individual | Family floater | |
|---|---|---|
| Sum insured | Separate for each member | Shared by all members |
| Premium | Usually higher in total | Usually lower for young families |
| Best for | Parents / older members | Young families with children |
| Watch out | Higher total premium | One large claim can use up the shared cover |
FAQs
No. Policies cover specified expenses subject to limits, conditions and exclusions. Some consumables and non-medical items may not be payable.
It depends on family size, ages and health profile. We compare both for your situation.
Non-disclosure can lead to claim rejection or cancellation as per policy terms. Always disclose accurately — we help you fill the proposal correctly.
Portability is allowed under regulatory rules, subject to timelines and conditions. We help you evaluate whether it makes sense.
A top-up pays when a single claim crosses the deductible; a super top-up pays when total claims in the year cross it. We explain which suits you.
Yes. We help with intimation, documentation and follow-up with the insurer. Claim decisions rest with the insurer as per policy terms.
Free consultation
Tell us a little about yourself. We will call you back to understand your goals — no pressure, no jargon.
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